Assessment interest rate used (actual rate + 3% APRA buffer)0%
Estimated net monthly income$0
Monthly living expenses$0
Existing monthly debt commitments$0
Available monthly surplus for a new loan$0
This is a simplified estimate. Real lenders also apply their own benchmark minimum living expenses (often higher than what you enter), assess joint applications differently, and may weigh some debts more conservatively. Your actual borrowing power will vary by lender.
